The Financial Advisory and Intermediary Services Act, 2002
The following companies are authorised financial services providers in terms of the Financial Advisory and Intermediary Services Act:
Prescient Investment Management (Pty) Ltd
Prescient. Profile (Pty) Ltd)
Prescient Wealth Management (Pty) Ltd
Prescient Administration Services (Pty) Ltd

Copyright Notice
This website and its content are owned by Prescient or its licensors and are protected by copyright and other intellectual property laws. All rights not expressly granted are reserved. Prescient hereby authorises you to view, download, print and distribute the content of this website, but only for information, non-commercial and private purposes.

Information and Content
The information and content (collectively 'information') accessible through this site are provided by Prescient as general information about the company and its products and services. Prescient does not guarantee the suitability or potential value of any information or particular investment source. Any information in this website is not intended nor does it constitute financial, tax, legal, investment, or other advice. Nothing contained in any service or any other content on our website constitutes a solicitation, recommendation, endorsement or offer by Prescient, but shall merely be deemed to be an invitation to do business. In no event will Prescient be liable to you or anyone else for any decision made or action taken in reliance on the information in this website or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Personal Information
In general, you can visit our website without having to divulge any personal information about yourself. However, while using this website you may provide information about yourself or it may be collected by us

You may update personal information at any time by e-mailing Prescient. You may also view your personal information that we hold and correct it if necessary on written request to Prescient.

Access to your personal information held by Prescient may also be requested by yourself or third parties. The Promotion of Access to Information Act, 2 of 2000 regulates and sets out the procedure for such a request and under what circumstances such access may be refused.

Use of Information
Personal information is used as is appropriate in the normal course of business to provide the products and services you have requested. We may retain any information for purposes of investment transaction processing and administration, to monitor our site or to communicate directly with you.

Sharing of Information
All personal information supplied to Prescient or collected by us is kept strictly confidential and will not be given or sold to any third parties. Prescient will disclose or report personal information if and when required to do so by law or any regulatory authority, and to our employees, or agents who require such information to carry out their duties.

Security of Information
We take all reasonable steps to protect your personal information, including the use of encryption technology. We can however not guarantee the security of any information you transmit to us electronically and you do so at your own risk.

Electronic Communications and records
By visiting this website or communicating with us by electronic means, you consent to receiving communications electronically and agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfies any legal requirement, including but not limited to the requirement that such communication should be “in writing”.

Copyright notice
The content of this email and any accompanying documentation relating to Prescient are owned by Prescient and are protected by copyright and other intellectual property laws. All rights not expressly granted are reserved.

Electronic communications
By communicating with us through electronic means, you consent to receiving communications electronically and agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfy any legal requirement, including but not limited to the requirement that such communication should be in writing. Unless otherwise agreed, we are only deemed to have received an email once we have confirmed receipt thereof; and we are only deemed to have sent an email once reflected as 'sent' on our email server.

Disclaimer
Prescient shall not be liable if any variation is affected to any document or correspondence emailed unless the variation has been approved by the sender thereof. Prescient cannot be held liable for any harm or loss resulting from viruses in this message or attachments, including data corruption resulting therefrom. Prescient therefore disclaims liability or legal responsibility for the non-delivery or incorrect delivery for whatever reason of the contents of this message, its effect on electronic devices or its transmission in an unencrypted medium.

Personal use by employees
Prescient is not able to distinguish between business and personal emails. Users who make use of Prescient’s email system do so at their own risk and accept responsibility for any actions or consequences that arise from such personal use. Any views or opinions expressed in such messages are those of the individual sender and do not create obligations on or represent any commitment by Prescient, except where the sender specifically states it to be the views or opinions of Prescient. If this message contains offensive, derogatory or defamatory statements or materials, it means the message has been sent outside the sender's scope of employment with Prescient and only the sender can be held liable in his/her personal capacity.

Interception and monitoring
Users who make use of Prescient's email system do so at their own risk and accept responsibility for any actions and consequences that arise from use. In general terms, Prescient does not engage in blanket monitoring of communications. Prescient does however reserve the right at any time and without notice to intercept and monitor communications and stored files sent or received over or stored on Prescient's information and communications systems, provided that such monitoring and interception is: performed by an Prescient representative properly authorised by Prescient; for a lawful purposes; and strictly in accordance with Prescient's Monitoring Policy and Procedures.

Offer
Nothing contained in this email constitutes a solicitation, recommendation, endorsement or offer by Prescient, but shall merely be deemed to be an invitation to do business.

Governing law
This email and any accompanying documentation are to be interpreted and implemented in accordance with the laws of the Republic of South Africa.

Company details
Prescient Holdings (Pty) Ltd (Registration no: 1998/023550/07)
Prescient House
Westlake Business Park
Otto Close
Westlake
Cape Town
7945

Directors: Herman Steyn, Guy Toms, Carey Millerd (Irish), Iain Brodie, Ronell van Rooyen, Leslie Maasdorp, Willie Venter, Cheree Dyers, Wentzel Oaker

Company secretary: Cary Millerd

Prescient has taken and will continue to take care that all information, in so far as this is under its control, provided on this website is true and correct. However, Prescient shall not be responsible for, and therefore disclaims any liability for, any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly, to the use of or reliance upon any information, links or service provided through this website.

There is no warranty of any kind, expressed or implied, regarding the information or any aspect of this service. Any warranty implied by law is hereby excluded except to the extent such exclusion would be unlawful.

PRESCIENT CONFLICT OF INTEREST MANAGEMENT POLICY

PROMOTION OF ACCESS TO INFORMATION